Check car insurance
Check if your own vehicle is insured for free using the official askMID service from the Motor Insurers' Bureau. Caroat does not sell insurance quotes on this page.
You can check if your own vehicle is insured for free using the askMID service. If you need to check someone else's vehicle after an accident, use the askMID lookup service instead.
Opens the official Motor Insurance Database check in a new tab.
You can use the askMID service to complete an insurance check of the Motor Insurance Database. For a paid one-off search after a collision, start from askmid.com.
Your legal obligations
It is important to know your legal obligations before driving a vehicle on the road. Before driving, check:
There are other legal obligations for drivers which must be followed at all times, including holding a valid licence for the vehicle class you drive.
Is my car insured?
Use this page to reach the official insurance check, and use Caroat for the other free public checks before you drive or buy.
- Our free tools let you check your vehicle is taxed and check that you have a valid MOT.
- Use the askMID button above to check if your car or bike is insured on the Motor Insurance Database.
- For more detail on free own-vehicle checks and the £10 accident search, read MIB public single checks and the askMID step-by-step guide.
Frequently asked questions
- What information do I need to check if a vehicle is insured?
- For your own vehicle you normally need only the registration number on the free askMID / Navigate check. Extra fields such as name, email, accident date and the other vehicle's registration are required when you run a paid one-off search after an accident.
- Do I need to pay to check if a vehicle is insured?
- No for your own vehicle. The Motor Insurers' Bureau free check confirms whether your plate is on the Motor Insurance Database. Checking someone else's vehicle after an accident uses the askMID one-off lookup and attracts a fee.
- What should I do if my vehicle details are incorrect?
- Contact your insurer or broker directly. askMID and the Motor Insurers' Bureau cannot amend policy data for you. Only the insurer that uploaded the record can correct it.
- Can DVLA tell me if my car is insured?
- No. DVLA covers tax, SORN and vehicle identity. Insurance status sits on the Motor Insurance Database run by the Motor Insurers' Bureau. Use askMID for cover, and Caroat for tax and MOT checks.
- Does Caroat sell car insurance quotes on this page?
- No. This page only explains how to use the official MIB askMID check and links you there. Caroat does not run an insurance quote comparison here.