Outstanding Finance
UK Finance RegisterVerify active PCP, HP, loan and lease agreements to avoid repossession.

You do not need a VIN to leave no car unchecked. Choose your bundle today and check or compare any vehicle's history whenever you are ready. Unused reports will not expire for 12 months.
Start your 2-check bundle
Enter your first UK registration below
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Check 2 cars, or keep 1 check for up to 12 months
Both include full history: Finance · Write-off · Stolen · Mileage · Keepers · Valuation
Paid commercial checks sit on top of free MOT and tax records. Every check searches official databases to reveal hidden flags before you buy.
Verify active PCP, HP, loan and lease agreements to avoid repossession.
Discover Category S, N, A and B total-loss insurance claims and salvage history.
Check if the vehicle is currently flagged as stolen or subject to police interest.
Full recorded MOT mileage timeline with flagged rollbacks and anomalies.
Number of past registered keepers, date of last change, and plate transfer history.
Fair private, trade, and forecourt valuations plus complete VIN/chassis matching.
Never settle on the first car you view. Running checks on your shortlisted vehicles gives you the data to negotiate with confidence or walk away from hidden faults.
Your unused check credit is linked to your email address and stays valid for 365 days. No rush to check both cars on the same day.
You pay once. We do not run rolling subscriptions, surprise renewal fees, or lock you into monthly charges.
Each premium report queries paid commercial databases including MIAFTR insurance write-off registers, the UK finance register, and national police databases, pairing them with free official DVLA and DVSA records on Caroat.
If something in your report does not look right, our support team is on hand to help. Delivery failures and substantial technical defects are covered under our terms of service.
Enter a UK registration to start. Your first premium report opens after payment. With the two-check bundle, a second credit is saved to your email for any other vehicle within 12 months.
Outstanding finance, insurance write-off categories (Cat S, Cat N, Cat A, Cat B), stolen markers from police registers, full MOT mileage history with flagged rollbacks, previous keepers, plate changes, import/export records, VIN identity and an estimated valuation guide. Free official MOT and tax stay free on Caroat without buying a report.
Your unused second-check credit stays valid for 12 months (365 days) from purchase. Enter the next registration and the same email whenever you are ready.
No. You pay once. There are no renewals, memberships, hidden charges, or recurring subscriptions.
Contact Caroat support anytime. If we fail to deliver your report, or it is substantially defective for a technical reason, we refund you under our terms.